The Facts About Motorcycle Insurance

Motorcycle enthusiasts know the exhilaration and freedom of long bike rides and the enjoyment of the bike community. To get the most out of your bike ownership, you need to have the right insurance in place. Here at P.A. Insurance Brokers LLC, we want to help bikers in Pennsylvania make smart insurance choices.

Is Motorcycle Insurance Required by Law?

Yes, just like with regular auto insurance, the state of Pennsylvania requires that bikers have the proper insurance to operate a bike on the road. Like auto insurance, there are a set of minimums that you will need to meet. Although, it is highly recommended that you go above these minimums to ensure full protection for your vehicle.

What Happens If I Don't Have Insurance?

You could face legal consequences if you don't have the right insurance in place. Driving without insurance could result in the suspension of your license. If you continue to break the law, you might even get arrested. You can also face severe financial consequences as well. If you are at fault in an accident, you will be held legally liable for the expenses of the damage or injuries caused to other parties in the wreck. If you don't have insurance in place, you will be required to pay all of these expenses out of pocket. This could create serious financial hardship for you.

If your bike is damaged in any way, and you don't have full coverage insurance, you will be the one to pay for repairs or replacement.

How Does Motorcycle Insurance Protect Me?

Insurance will pay for damage to your bike due to any claimable accident, even if another vehicle wasn't involved. Insurance will also pay for expenses that you are held liable for if you cause damage to another vehicle, property or if you cause injury to someone.

If you'd like to learn more about motorcycle insurance or any of our other insurance products, don't hesitate to get in touch with us at P.A. Insurance Brokers LLC, serving Pennsylvania.